Card Benefits

Enjoy these great travel and security benefits with your AT&T Universal Business Rewards Card.

Automatic Travel Accident Insurance

Charge plane, train or bus tickets to your AT&T Universal Business Rewards Card and you are automatically covered for up to $1 million of Common Carrier Travel Accident Insurance at no additional cost.1

Auto Rental Insurance

Receive primary coverage for Auto Rental Insurance when you reserve and rent a vehicle with your AT&T Universal Business Rewards Card and decline the car rental company's collision, Loss/damage waiver insurance.1

Travel & Emergency Assistance

You’re protected when you’re traveling in the U.S. and abroad. Travel & Emergency Assistance services include medical and legal referrals, lost luggage assistance, emergency transportation, translation services and more.1

Purchase Security

Provides coverage for most items you purchase with your AT&T Universal Business Rewards Card if damaged or stolen within 90 days of the date of purchase, up to $10,000 per incident.1

Citi® Identity Theft Solutions

Offers cardmembers assistance in the event of suspected identity theft

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Fraud Early Warning

If we notice any unusual activity on your account, we’ll contact you to verify the charges and obtain your approval before allowing any additional activity.

The Lost Wallet® Service

If your AT&T Universal Business Rewards Card is lost or stolen, call us at 1-877-288-4577. We’ll issue a new card at no cost. We’ll also provide you with emergency cash subject to your available cash advance limit and information to help you replace important documents.1

New Card Activation

Sometimes we’ll send you a new card with a blocked account to prevent anyone from intercepting the card in the mail and using it. If you find your new AT&T Universal Business Rewards Card is blocked, simply call the number that appears on the sticker on your new card to activate it. Calling from your home phone will help make the card activation process quick and easy

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AT&T Universal Business Rewards Card

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