| With the AT&T Universal Business Rewards Card, running your own business is more rewarding than ever. Earn ThankYou® Points on every purchase, including: |
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5 points for every $1 spent on eligible products/services purchased directly from AT&T2 |
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3 points for every $1 spent on purchases at certain office supply merchants and gas stations, and on professional services2 |
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1 point for every $1 you or your employees spend on other purchases2
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| Plus, take advantage of services that can help save you time-and money-while running your business: |
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Get additional cards for employees, and control spending with individual credit limits |
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Reach a live Customer Service representative immediately when you call 1-877-288-4577 and press "2" |
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Count on Identity Theft Solutions and Fraud Early Warning to help protect your personal and account information |
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| Annual Fee: |
None |
| Purchase APR: |
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Balance
Transfer Offer: |
0.00% APR on Balance Transfers for 12 months1 |
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Balance Transfer fee applies with this offer
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The 0% APR does not apply to Purchases or Cash Advances |
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The 0% APR may increase if you default under any cardmember agreement you have with us because you pay us late, go over your credit limit or have a returned check |
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Your payments will be applied to low APR balances before higher ones |
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Contact the Personal Business Assistant, your 24-hour concierge service, for help with finding a marketing firm, travel/dining arrangements or purchasing office supplies and equipment - anything you need to help your business run more smoothly |
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Use quarterly and annual account summaries to help with financial planning and record keeping |
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Retail Purchase Protection provides coverage for most items you purchase with your AT&T Universal Business Rewards Card if damaged or stolen within 90 days of the date of purchase, up to $10,000 per incident3 |
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When traveling, charge your plane, train, bus or ship tickets to your AT&T Universal Business Rewards Card and you are automatically covered for up to $1,000,000 of Automatic Travel Accident Insurance, at no additional cost to you.4 |
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If you need help when you're traveling and you don't know where to turn, you can count on a wide range of emergency services available whenever and wherever you need them, 24 hours a day, 365 days a year.5 |
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Receive primary coverage for Auto Rental Insurance when you reserve and rent a vehicle with your AT&T Universal Business Rewards Card and decline the car rental company's collision, loss/damage waiver insurance.6 |
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Get automatic savings from 10% to 60% on prescription drugs at more than 56,000 pharmacies nationwide.7 |
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Easily manage your account and payments online. View statements, track activity, request a credit line increase or add employees, from the convenience of your computer. |
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Terms & Conditions |
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Reward Program Information |
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Purchase Security coverage on the AT&T Universal Business Rewards Visa Card (Coverage is limited to $10,000 per claim and $50,000 per cardmember) is excess coverage and is underwritten by Indemnity Insurance Company of North America. Purchase Assurance® coverage on the AT&T Universal Business Rewards MasterCard (Coverage is limited to $10,000 per incident and $50,000 per cardmember account per year) is secondary coverage and is underwritten by Virginia Surety Company, Inc. For both benefits, certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership. |
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Automatic Travel Accident Insurance is underwritten by National Union Fire Insurance Company of Pittsburgh, Pa. Certain conditions, restrictions and exclusions apply. Details of coverage will be provided upon cardmembership. |
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Travel and Emergency Services - provides assistance and referrals only. You are responsible for the cost of any actual medical, legal, transportation, cash advance or other services or goods provided. Certain conditions and restriction apply. Program details will be provided upon cardmembership. |
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Visa Auto Rental Insurance coverage is underwritten by Indemnity Insurance Company of North America and MasterRental® Insurance coverage (on most vehicles with an MSRP of $50,000 or less) is underwritten by Virginia Surety Company, Inc. For both benefits certain conditions, restrictions and exclusions apply. Not all vehicles and countries are covered. Details of coverage will be provided upon cardmembership. |
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Pharmacy discounts are not insurance, and are not intended as a substitute for insurance. Program is not available in all states. Administered by Discount Medical Plan Organization, New Benefits, 14240 Proton Rd., Dallas TX 75244. |
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