AT&T Universal Cards

AT&T Universal Savings Platinum

AT&T Universal Savings and Rewards

Statement Credit
Additional Features
Annual Fee
APR for Balance Transfer
Purchase APR
ThankYou® Rewards
Save more with the AT&T Universal Savings Platinum Card.
  • Earn savings on the amount of eligible purchases you make each billing period: Earn 0.5% back on the first $250 in purchases you make; if you make purchases of between $250.01-$750, you earn 1% back on that amount and purchases over $750, you will earn 1.5% of that amount.
  • Stay on top of your finances from your mobile phone with our account management application.
None1
0% Intro APR on balance transfers for 15 months; after that the variable APR will be 13.99% - 23.99%, based on your creditworthiness. 1
The variable APR will be 13.99% - 23.99%, based on your creditworthiness.1
N/A
For every dollar you spend on eligible AT&T products and services that matches the amount you spend on other purchases, you will receive 10% savings in the first 12 months and 5% thereafter.3
  • Your AT&T savings will come in the form of a billing statement credit in the same billing period the matching purchases were made.
  • You can save a maximum of $350 in any calendar year.
N/A
None2
0% Intro APR on balance transfers for 12 months; after that the variable APR will be 13.99% - 23.99%, based on your creditworthiness.1
The variable APR will be 13.99% - 23.99%, based on your creditworthiness.1
  • Earn 10,000 bonus ThankYou® Points after you make $500 in purchases within 3 months of account opening.4
  • 1 ThankYou® Point for every dollar you spend on non—AT&T purchases up to 50,000 Points per calendar year.4
  • Rewards offered through ThankYou Rewards
  • Redeem your points for everything from electronics and sporting goods to vacation getaways and merchant gift cards.

1See Terms & Conditions

2See Terms & Conditions

3The only eligible transactions for which you can earn savings are AT&T consumer products and/or services purchased directly from AT&T, billed to your Card Account. AT&T consumer products and services must be purchased from www.att.com, www.telephones.att.com, AT&T owned stores or AT&T customer service centers. Purchases from independent wireless dealers are not eligible, unless they are for payment of AT&T service. We do not determine whether AT&T consumer products and/or services are correctly identified and billed to us as qualifying transactions, but we do reserve the right to determine which purchases qualify for the savings. Returned purchases, disputed or unauthorized/fraudulent transactions, interest charges, and Card Account fees do not earn any savings unless otherwise specified.

4Reward Program Information

Have questions? Check out our FAQs.


     ATT
Citi