AT&T Compare Personal Cards

AT&T Universal Savings Platinum

¹Terms & Conditions

AT&T Universal Savings and Rewards

²Terms & Conditions

Statement Credit

Additional Features

Annual Fee

APR for Balance Transfer

Purchase APR

ThankYou^® Rewards

Save more with the AT&T Universal Savings Platinum Card.

Earn savings on the amount of purchases you make in a billing period. You can earn 0.5% on the first $250 of monthly spending, 1% on monthly spending between $250 and $750, and 1.5% on monthly spending over $750 on all purchases.

Stay on top of your finances from your mobile phone with our account management application.

None¹

0% introductory APR for 15 months from date of first transfer when transfers are completed within 4 months from date of account opening. After that, your APR will be 12.99%. This APR will vary with the market based on the Prime Rate. ¹

12.99% Variable. This APR will vary with the market based on the Prime Rate¹

N/A

For every dollar you spend on eligible AT&T products and services that matches the amount you spend on other purchases, you will receive 10% savings in the first 12 months and 5% thereafter.³

Your AT&T savings will come in the form of a billing statement credit in the same billing period the matching purchases were made.
You can save a maximum of $350 in any calendar year.

N/A

None²

12.99% Variable. This APR will vary with the market based on the Prime Rate²

Learn More

1 ThankYou^® Point for every dollar you spend on non—AT&T purchases up to 50,000 Points per calendar year.⁴
Rewards offered through ThankYou Rewards
Redeem your points for everything from electronics and sporting goods to vacation getaways and merchant gift cards.

¹See Terms & Conditions

²See Terms & Conditions

³The only eligible transactions for which you can earn savings are AT&T consumer products and/or services purchased directly from AT&T, billed to your Card Account. AT&T consumer products and services must be purchased from www.att.com, www.telephones.att.com, AT&T owned stores or AT&T customer service centers. Purchases from independent wireless dealers are not eligible, unless they are for payment of AT&T service. We do not determine whether AT&T consumer products and/or services are correctly identified and billed to us as qualifying transactions, but we do reserve the right to determine which purchases qualify for the savings. Returned purchases, disputed or unauthorized/fraudulent transactions, interest charges, and Card Account fees do not earn any savings unless otherwise specified.

⁴Reward Program Information

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